In the contemporary business world, business credit cards have become a necessity for business owners for dealing with transactions and other activities. These cards not only help in building credit but also enable an organized process to run business operations smoothly. If you are on the hunt for a business credit card, you’d be intrigued to find a diverse range of choices available in the market.
From the SimplyCash® Plus Business Credit Card from American Express to the Bank of America Cash Rewards for Businesses, the options are endless. Here are some of the best options that we have put together for you:
SimplyCash® Plus Business Credit Card from American Express
This credit card is a good option for both large and small businesses who are seeking to have an inexpensive card that also has added features. The card not only comes without an annual fee but also allows you to earn extra money on your statement. For instance, if you are to spend $5000 within the first three months of card use, you will earn a $ 200 statement. Additionally, one of the best features of the SimplyCash® Plus Business Credit Card from American Express is that it provides you with a 5% cashback on phone and office services. Not only this but also a 3% cashback on certain providers are given by this card of American Express.
Bank of America Cash Rewards for Businesses
This Mastercard is the perfect treat for those who tend to spend a lot of money on restaurants, shopping, and leisure activities. Let’s say you incur total spending of $ 500, within two months of opening an account. For this, you will end up earning a $200 statement credit. Could it get any better than this? It can: This card does not have an annual fee and there is no preset limit to the cashback that can be earned. A solid 3% cashback will be afforded when you spend at gas stations and office supplies.
Ink Business Preferred Credit Card
The credit card lets expand the buying power without any penalty and still, you can get rewards on the purchases. If you spend $5000 within the first 3 months of your account opening, a total of 80,000 bonus points will be given. Moreover, an additional 3 points are given to each dollar spent in a few specific categories. For all other purchases, 1 point would be rewarded. Although this card holds immense benefits for people, it comes with an annual fee of $95. However, the redeeming factor is that employees can obtain the card for free and there are no additional foreign transaction fees.
Citi Diamond Preferred
Although this card is lacking in several features as compared to the SimplyCash® Plus Business Credit Card from American Express, there are still a few points that are worthy to be noted. Despite having an annual fee of $59, the Citi Diamond Preferred is a great way to build credit as the entire first-year fee is waived. Moreover, if you spend $4500 in your first three months after opening the account, you will earn a $500 cashback bonus. The added rewards also do not expire and you can get your hands on the employee card without paying extra charges.
The Blue for Business Credit Card by American Express
This card is a great buy, even for people who don’t like to spend a large amount of their money. If you buy something for the first time within the initial three months of account opening, you’ll be able to get 10,000 points. Additionally, for shopaholics and others who are keen on making frequent purchases, this card will prove to be helpful as you can end up earning a total of 15,000 points, only if you spend $5000 within the first six months. Likewise, for some of the other business credit cards highlighted above, the Blue for Business Credit Card of American Express does not have an annual fee. With this card, you can even earn a 1% cashback when you buy products or services of any category.
Conclusively, the options for business credit cards are undoubtedly endless. The list of good cards does not end here; we can go on filling page after page, but these were handpicked from a wide range of other offers. If you’re confused about which card to choose, you can peruse each of these descriptions and decide for yourself. All in all, whichever card you end up choosing, will qualify as one of the greatest investments of all time!