Everything you need to know about healthcare financial services

Healthcare financial services can be of different types. It can conclude providing financial assistance to patients who need it. It also deals with the management of funds in healthcare facilities. Healthcare financial services is a broad term and can include anything and everything related to the finances of the healthcare sector. In this article, we are going to talk about what sort of healthcare financial services are offered to patients by different healthcare facilities and how patients can avail them.

But before we delve deeper, it is important to understand the structure of various healthcare facilities.

Specialized clinics

A specialized clinic focuses on providing the services specifically related to a particular domain. For instance, you have a toothache, so if you go to a general hospital you may have to find yourself in a situation where the doctors would say that your particular problem requires a unique dental surgery which they don’t offer. On the contrary, specialized clinics are built for the very purpose of focusing on one particular aspect of a medical field. The staff in such settings are trained individuals who are specialized about their respective field including:

  • Dermatology
  • Dentist
  • Neurology
  • Oncology
  • Obstetrics
  • Gastroenterology
  • ENT
  • Cardiology
  • Orthopedics
  • Nutrition
  • Urology
  • Podiatry
  • Sports medicine
  • Physical therapy

The specialized clinic can work stand-alone but can be associated with clinics and hospitals as a group. If you need a specialist for your disease, then you should go to a specialized clinic rather than roaming at different hospitals for treatment. Although if you have insurance that covers the cost of specialized clinics, then you won’t have much problem. But if you don’t have the resources, but your condition requires treatment only available in a specialized clinic, then you can request what sort of healthcare financial services they offer. They can either offer their services at a subsidized rate or can offer a long-term repayment plan. Moreover, if the specialized clinic collects donations as well for the needy, then just asking about their healthcare financial services would help you get the treatment you need without any financial worry.

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Primary care clinics

They cover a large range of preventive and routine healthcare services including:

  • Vaccinations
  • Annual physicals
  • Laboratory testing
  • Common illness treatment
  • Blood pressure, High cholesterol. And diabetes-focused screening tests
  • Minor diseases care including cough, nasal congestion, colds, flu, etc. 
  • Minor cuts and injuries treatments

Generally, you can avail primary medical services at a nominal cost and it is also covered by the insurance. However, if you don’t and the scenarios explained above are not applicable then you also have the option to seek assistance from your state’s concerned department – provided that you meet the eligibility criteria. Various states in the US offer healthcare financial services to the needy individuals depending on your household income and other factors.

Sexual healthcare services providers

These healthcare services especially focus on the reproductive and sexual health problems between men and women both. You can get the following services from these sexual healthcare clinics.

  • STIs – Screening, and testing of infections that were transmitted sexually
  • Pelvis exams
  • Prenatal exams and pregnancy tests
  • HIV services
  • Hepatitis B and C screening tests
  • Vasectomy
  • Counseling on sexual assault including treatment
  • Advice regarding abortion
  • Vaccinated diseases
  • Infertility counseling
  •  Helping men in getting over the sexual issues

If you can’t afford these services, then look for the state programs that offer financial assistance in such scenarios.

Addiction service clinics

These clinics provide services to those who are recovering from substance abuse or disorders. These clinics work best for the people who are geared with:

  • Socially stabled network
  • With no worries of transportation
  • Stable living environment

The clinics mainly focus on group counseling. According to them, people get over easily with less medication needed when counseled better-and surrounded by groups of people with a different mindset.

There are various state-funded addiction service clinics, which you can go to if you need financial assistance.

Key Takeaway

The federal and state governments have put in place certain measures to provide healthcare coverage to those who need it the most. However, you need to have awareness about the healthcare financial services available to you and the eligibility criteria.

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