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Have you ever encountered a statement of cash flows? For once, you might have thought of banging your head on the table. Especially, if you fail to get the right value after numerous calculations. It feels like a nightmare. Maintaining a cash flow statement is a time-consuming process. Such a hustle might have made you…
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There’s no shortcut to getting rich quicker and faster. You always have to explore multiple options to increase your wealth. But how do you do that? Where should you invest? Because we all know that a 9 to 5 job is not going to make you rich. You need to make a strong investment plan…
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Understanding Current Good Manufacturing Practice (CGMP) Regulations If you’re in the pharmaceutical industry or simply curious about drug safety, you’ve likely heard of Current Good Manufacturing Practice (CGMP) regulations. These guidelines, enforced by the U.S. Food and Drug Administration (FDA), ensure that medications are consistently produced and controlled according to quality standards. What Are CGMP…
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The business world is growing day by day. New companies enter the market with a desire to get themselves established. Analysts help organizations to make crucial decisions that have a long-term effect on routine business operations. Business analysts and financial analysts play a vital role in the process of business decision-making. They both examine the…
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Retirement is not something unknown or unheard of, yet its consequences often take an individual by surprise. The problem is that most employees prepare themselves for the “goodbye” mentally, but not financially. Employees must not solely rely on the retirement planning solutions provided by their employer, but should also take additional measures to ensure they…
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We all have limited time to spend in this world. With an average lifespan of 70 years worldwide, we can easily identify that we spend most of our time working to make ends meet. From the age of three, when activities like schooling begin, people are always busy till the time comes when they finally…
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The thought of retiring early and sipping coconut water on a beach in Hawaii for the rest of your life is really nice and appealing. Taking up newer hobbies, traveling around the world, exploring new and exciting places, or just giving time to your family and seeing them achieve their goals can be a beautiful…
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Currently, millennials tend to start their careers early and be indebted with big student loans immediately. Given these circumstances, it is easy for this generation to completely ignore the significance of saving money for their future. In 2015, the Government Accountability Office conducted a study in which it was discovered that around 50% of total…
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The Michigan Public School Employees Retirement System (MPSERS) is a retirement program for the teachers of Michigan. This program was initiated in 1945. After several modifications, this program started allowing Michigan’s teachers to choose from a variety of different state-funded retirement plans in February 2018. Sometimes, people also refer to this program as Michigan retirement…
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The federal Employees Retirement System (FERS) is a retirement system for the civilian employees working in the Federal Government of the United States. It was created by congress in 1986 and became effective on the 1st of January in 1987. It has been covering the retirement coverage of all Federal civilian employees ever since. Major…